IndiGo and IDFC FIRST Bank have announced the launch of the IndiGo IDFC FIRST credit card, a one-of-a-kind offering that combines the benefits of both Mastercard and RuPay networks through a single application, ensuring wider acceptance and maximum payment flexibility.
This partnership reflects a shared commitment to delivering value, convenience, and everyday benefits to customers.
The card enhances travel experiences with lifestyle privileges, low forex markup, attractive trip cancellation cover, and accelerated rewards on IndiGo flight bookings, milestone spends, and everyday purchases.
With this launch, IndiGo further strengthens the IndiGo BluChip loyalty program portfolio, offering customers more ways to earn IndiGo BluChips through everyday spends — making every transaction count towards their next flight.
This launch underscores IDFC FIRST Bank’s vision of building a world-class bank, driven by a Customer First philosophy and powered by a modern digital and technology stack.
The IndiGo IDFC FIRST Credit Card has been designed to offer unmatched accessibility, with an FD-backed option that makes this premium dual-network product practically assured to everyone, while maintaining responsible credit risk practices.
Key Highlights of the IndiGo IDFC FIRST credit card:
- Dual-Network Card Pair:
- Comes as a two-card offering — Mastercard & RuPay issued under a single application, ensuring broad acceptance across domestic, international, and UPI transactions
- Two Ways to Apply:
- Payment of ₹4,999 joining fee
- Or application with a ₹1 lakh Fixed Deposit for zero joining fee and guaranteed approval
- Welcome Benefits (Joining Fee Route):
- Voucher worth 5,000 IndiGo BluChips
- Complimentary 6E Eats meal voucher
- Activation Benefit:
- Additional 3,000 IndiGo BluChips on spending ₹1 lakh within 90 days of card issuance
- Accelerated Earn Rates:
- Up to 22 BluChips/₹100 on IndiGo flight bookings via the IndiGo website and mobile app
- Milestone Benefits:
- Earn up to 25,000 IndiGo BluChips every year on crossing key annual spend thresholds
- Travel & Lifestyle Privileges:
- Low forex markup of just 1.49%
- Trip cancellation cover, travel insurance, and other lifestyle benefits
The IndiGo IDFC FIRST Credit card allows customers to earn free flights faster with earnings across daily spends.
With annual spends of ₹12 lakh (Assuming 15% on Flight Bookings on IndiGo Web & App), customers can earn up to 60,000 IndiGo BluChips plus bonus vouchers of 25,000 IndiGo BluChips, every year—enough for multiple free flights to popular destinations.
In the first year, they also enjoy additional Bonus vouchers of up to 8,000 IndiGo BluChips depending on their card type.
Neetan Chopra, chief information and digital officer at IndiGo, said: “It is our endeavour to continuously enhance the value proposition of IndiGo BluChip for our loyal customers, making this relationship a rewarding experience for them.
“We are delighted to join hands with IDFC FIRST Bank to offer co-branded credit cards to our customers that enable them to convert their everyday expenses into BluChips and enjoy travel benefits on our ever-growing network.”
Speaking about the launch, Shirish Bhandari, head of credit cards, tolls and transit and loyalty, said: “With the IndiGo IDFC FIRST Credit Card, we’re making premium travel accessible to all — not just a few.
“This is more than just a credit card; it’s a bold step toward democratizing travel and financial empowerment by allowing every Indian — regardless of credit history — to own the same world-class product, through a flexible application journey that includes both traditional and Fixed Deposit-backed access.
“Combined with a dual-network card pair, Mastercard and RuPay, the card ensures widest acceptance across India and globally, with the added convenience of UPI for everyday spends and a low forex markup of just 1.49% for international use.”
